01
Essentials
Year end, handled.
Sole trader£25/mo
Limited co.£110/mo
- Year-end accounts
- Tax return filed early
- A named accountant
- Unlimited questions
Accountants in York · fixed monthly fees
You didn't start a business to do financial admin.
We did. Accounts, tax, MTD and payroll for growing businesses, all for one fixed monthly fee with no surprise invoices.
From £25 a monthNo joining feeYork born, York based
Photography brief
Your team, in YorkTrusted & accredited
Xero Gold PartnerAAT Licensed AccountantDisability Confident200+ clients across Yorkshire
What makes us different
We're not accountants.
Not the kind you're picturing, anyway. No ties, no stuffy offices, no jargon and no lectures. Just modern, forward-thinking people who like doing great work with great people, and who happen to be very good at tax.
No suitsNo jargonNo hourly billing
Packages
Our prices are on the website.
Pick the rhythm that suits you, add what you need, and know the number before you ring.
Compare everythingMost chosen
02
Quarterly
On track, every quarter.
Sole trader£69/mo
Limited co.£185/mo
- Everything in Essentials
- MTD updates
- Xero included
- VAT returns
- Payroll for up to five
03
Managed
Always up to date.
Sole trader£155/mo
Limited co.£295/mo
- Everything in Quarterly
- Bookkeeping done for you
- Monthly figures
- Cashflow forecast
All prices exclude VAT. No joining fee. Ever.
Who we work best with
The businesses we do our best work for.
From one-person businesses to growing teams, we help people who want clear numbers and useful advice.
Starting out
A sound setup, straightforward software and answers before the first deadline arrives.
Growing steadily
Regular figures and advice that help you make decisions with confidence.
Ready for change
A practical plan when you're hiring, incorporating, registering for VAT or changing direction.
Industries we work with
Different businesses. The same clear thinking.
We understand the rhythms, pressures and paperwork behind a wide range of businesses.
Trades & construction
Hospitality
Professional services
Retail & e-commerce
Property & landlords
Creative businesses
Health & wellbeing
Consultants & freelancers
If your trade isn't on the list, ask. We'll tell you honestly whether we're the right fit.
What's inside
Everything, for one monthly fee.
Accounts & tax
Year-end accounts, corporation tax and self assessment, filed early.
MTD, handled
Four quarterly updates and the final declaration. Software included.
Payroll & CIS
Payslips, pensions and CIS300s, all taken care of.
Software, set up properly
Migration, training and receipt capture that sticks.
UK tax calculator · 2026/27
Sole trader or limited company?
Compare estimated take-home on the same annual profit. The company calculation uses a £12,570 salary, with the rest available as dividends.
Sole trader
£57,711estimated annual take-home- Income tax
- £19,432
- Class 4 NI
- £2,857
Limited company
£55,890estimated annual take-home- Salary
- £12,570
- Dividends
- £52,476
Illustrative estimate using announced 2026/27 rates for England, Wales and Northern Ireland. Assumes one owner, no other income, pension contributions, student loan, associated companies or Employment Allowance. It includes Income Tax, Class 4 National Insurance, employer National Insurance, Corporation Tax and dividend tax. It excludes accountancy and company administration costs. This is not personal tax advice.
Making Tax Digital
April 2028 brings in income over £20,000.
The £50,000 cohort starts in 2026, £30,000 in 2027, then £20,000 in 2028. Four quarterly updates and a final declaration replace one annual tax return.
Get preparedSoftware included from £69 a monthWho we help
Google reviews
Straight from our clients.
Photography brief
Will, in the officeFrom the founder
“Accountancy should make running your business feel lighter, not more complicated.”
Peppercorns was built around making financial admin simple and more useful. Good advice should be readily available.
Will PepperFounder · AAT Licensed Accountant
Read our story The journal
Tax, minus the jargon.
Directors
Sole trader or limited company in 2026/27
Article coming soonLandlords
MTD for landlords: what changes and when
Article coming soonBusiness
What records should a growing business keep?
Article coming soonGet started
Twenty minutes. No pitch.
No invoice either. Just a straight answer about what you need.